It is imperative to obtain good legal advice… even if you are only considering filing a Chapter 7 or Chapter 13 Bankruptcy. One of the worst mistakes a debtor can do is to make life-altering decisions before seeking legal counsel. For example, a debtor will sometimes “cash out” the retirement accounts in an effort to avoid filing a bankruptcy and thereafter, the debtor will realize that this solution did not solve the problem at all. In the end, the debtor still finds himself unable to pay his bills and ultimately files a bankruptcy.
If, after receiving a free consultation at Wagner Law Office, you determine that it is not in your best interests to file a bankruptcy, then you have made an educated decision as to how to proceed. You can at least move forward knowing that a bankruptcy was not for you and your family. On the other hand, you may also realize that a Chapter 7 or Chapter 13 bankruptcy could help you to get your family to a better place in life. If that is a possibility, then you owe it to yourself and your family to spend some time with our attorneys at Wagner Law Office and make an informed decision.