




Centennial Bankruptcy Lawyer
Your Path to Financial Recovery in Centennial, CO
Whether you need a Chapter 7 bankruptcy to wipe out your credit card debts and have a fresh start, or a Chapter 13 repayment plan, Wagner Law Office, P.C., a bankruptcy attorney in Centennial, Denver and Colorado Springs, has the knowledge and experience to guide you through the intricacies of the new federal bankruptcy laws. When choosing a bankruptcy lawyer in Centennial, it is important to consider the attorney’s knowledge, experience, reputation, and the level of service you will receive. Schedule your initial consultation by calling our firm at (303) 536-5124 or completing our online form.
We understand your concerns and priorities and truly want to help you through this process. Take some time and review our website. We have written descriptions about Chapter 7 Bankruptcy and Chapter 13 Bankruptcy, FAQs, and blogs that give you insight into what to expect in bankruptcy proceedings and what to expect from Wagner Law Office, P.C. as your attorneys. Call our friendly and personable staff today and let us help you to the next phase in your life.
The Centennial bankruptcy attorneys and support staff at Wagner Law Office, P.C. ensure our clients understand their rights and obligations under the Bankruptcy Code. The ultimate goal at Wagner Law Office, P.C. is to provide affordable representation for our bankruptcy clients so they can make educated decisions during this process and truly have a fresh start in life.
Our approach to bankruptcy is tailored to fit each client's unique situation, combining legal acumen with an empathetic understanding of the financial pressures they face. Recognizing that bankruptcy can feel overwhelming, our team provides ongoing support and up-to-date information that demystifies each step of the process. Whether you're dealing with creditor harassment, foreclosure concerns, or need detailed explanations of bankruptcy options, we are here to help with comprehensive solutions that suit your needs.
If you are in need of a bankruptcy attorney in Centennial, or the Denver or Colorado Springs area, contact our office today by calling (303) 536-5124.
We offer early morning and late evening appointments.
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"Very helpful & always professional."
From the first consultation, Todd reassured me that the process and fee would be exactly what he disclosed.- Ronald C. -
"Todd Wagner and his team were amazing."
I am a disabled veteran that due to my disability left me hopeless.- Brent L.

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Why File for Bankruptcy?
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Bankruptcy FAQ
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Attorney Fees


Why Choose Wagner Law Office, P.C.?
We Make the Bankruptcy Process Seamless
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Accuracy & AttentiveWe will get the job done right while following all of the necessary protocols. A debt-free life is the goal!
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Personalized DedicationWork directly with Attorney Todd as he gets to know you and the intricacies of your case.
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Honesty is KeyWe put ourselves in your shoes and we will be honest about your predicament.
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Deeply Rooted in the CommunityWe have been serving Centennial and Colorado Springs since 2007 and will continue to be here for years to come.
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Available Early Mornings and Late EveningsWe work with your schedule and offer early morning and late evening appointments.
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Free Debt Evaluation by PhoneOur initial consultation is confidential and completely free of charge.
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Stop GarnishmentsWe will go over your options to stop garnishments.
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Payment Plans AvailableWe offer convenient payment plans to work with your financial situation.

Navigate Through the Bankruptcy Process With Our Guidance
We are here to help provide you with the education and information necessary to navigate the bankruptcy process today. The employees at Wagner Law Office, P.C. are eager to assist you in filing your Chapter 7 or Chapter 13 Bankruptcy. We take pride in our personal touch with you from the moment you walk into our office for your free consultation until our representation is completed.
Having served clients across Colorado, we understand the local economic concerns and how they can impact financial stability. Our team of bankruptcy attorneys in Centennial is conversant with local statutes and community resources that can aid in the bankruptcy process, ensuring you receive the most pertinent advice and a clear plan tailored to your environment. We adapt our strategies to reflect changes in local bankruptcy proceedings, enhancing your potential for a successful outcome.
Understanding Bankruptcy Options in Centennial, CO
Navigating bankruptcy involves understanding local procedures and options available to you. In Centennial, residents have the option to file for Chapter 7 bankruptcy, which involves liquidating assets to discharge unsecured debts, or Chapter 13 bankruptcy, which allows for a debt repayment plan based on income. It is crucial to assess which option aligns with your financial situation and future objectives. Our team provides detailed consultations to discuss each path, ensuring you make informed decisions that will best support your financial recovery.
Frequently Asked Questions
What Happens After I File for Bankruptcy?
After filing for bankruptcy in Centennial, an automatic stay is issued by the court, halting most collection activities against you, which provides immediate relief. This stay gives you time to reorganize your finances without the pressure of creditors. As the process unfolds, you will attend meetings and court hearings as necessary, where your financial status and plan are reviewed. Our bankruptcy lawyers near you will guide you through these proceedings, ensuring compliance with all local legal requirements and working toward a resolution that best suits your circumstances.
How Does Bankruptcy Affect My Credit Score?
Filing for bankruptcy can significantly impact your credit score, often lowering it substantially. However, it provides a path to financial recovery that can lead to improved credit health over time. In Centennial, completing a bankruptcy and adhering to a repayment plan often proves beneficial in the long run. Our team of bankruptcy attorneys will assist you in understanding the nuances of how each type of bankruptcy impacts your credit and offer advice on rebuilding credit post-bankruptcy, helping you work towards a more secure financial future.
Are There Alternatives to Filing for Bankruptcy?
Yes, there are alternatives to bankruptcy, including debt settlement and credit counseling, which can be particularly beneficial depending on your financial landscape. In Centennial, CO, many institutions offer programs aimed at financial education and management, helping you navigate debt relief options without initiating formal bankruptcy proceedings. At Wagner Law Office, P.C., we believe in exploring all pathways to financial freedom. We will discuss these options during your consultation, ensuring you choose the plan most suitable for your long-term goals.
Contact us online or call (303) 536-5124 today for a free debt evaluation with our bankruptcy lawyer in Centennial.