Quick Tips

Bankruptcy is federal law. When you go to court for your bankruptcy case, you will go to the United States Bankruptcy Court for the District of Colorado located at 19th and California in Downtown Denver. If you live on the outside of the Denver Metro area, you may be assigned to a different location such as Pueblo, Colorado Springs, Grand Junction and Fort Collins.
Do not "cash out" your 401(k) or IRA because it is an asset you will normally get to keep after your bankruptcy. Too many times, debtors liquidate their 401(k) trying to avoid filing bankruptcy and end up filing anyway. Get your free consultation first...then make your decision.
If you owe your bank a debt (credit card, overdraft, line of credit, car loan, mortgage, etc.), you should not continue to keep your money in your bank account there. Your hard-earned money could be taken by your bank once you are not paying on that debt.
Doing a "short sale" on your property may not be in your best interests. There are many factors that should be considered before heading down that road.
It is possible to discharge some tax debt. That's right! It is possible. Don't just assume that you can't.
Do you have life insurance? Are you contributing to your 401(k)? Do you have disability insurance? Do you have a savings account? Do your children have an educational fund? If not, you are likely paying on high-interest credit cards and are living paycheck to paycheck. Bankruptcy can provide you an opportunity to get those positive aspects in your life.
The staff at Wagner Law Office is eager to get you into a better place in life. The best tip we can give you is don't delay and call 303-996-0149 to schedule your free consultation today.

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