Wagner Law Office, P.C.

Chapter 13 Bankruptcy is a type of bankruptcy case where the debtor is proposing to make payments to creditors on a monthly basis. These payments can range from 36 months to 60 months and generally do not pay the creditors in full. Chapter 13 Bankruptcy affords the debtor a chance to catch up the mortgage payments, strip off a second (or third) mortgage lien off of your real estate, or even keep some property that they otherwise would have lost. There are various reasons why a person files a Chapter 13 Bankruptcy and our attorneys can help determine whether you need to file a Chapter 13 Bankruptcy and what your payment terms would likely be.

A Chapter 13 Bankruptcy could definitely serve a purpose for you and your family and may be the best alternative available (even if you qualify for a Chapter 7 Bankruptcy!). You may not want to file a Chapter 13 Bankruptcy but sometimes life is about what is the lesser of the evils. Take the time to consult and strategize with the bankruptcy attorneys at Wagner Law Office and your Chapter 13 Bankruptcy could actually be a positive experience for you and your family.