Bankruptcy Law Blog

Colorado Bankruptcy Law Attorneys

file for bankruptcy twice

Can I File Bankruptcy Again?

If you’ve already filed bankruptcy and now find yourself back in debt, you’re not alone. With the difficult economic times of today, it’s not uncommon for people who have previously filed bankruptcy to find themselves in financial difficulties again. A recurring question we hear at Wagner Law Office, P.C. is . . . can I [...]

Cost of bankruptcy?

What Will My Bankruptcy Cost Me?

CHAPTER 7 BANKRUPTCY IN COLORADO Wagner Law Office, P.C. offers Affordable Attorney Fee Rates for Chapter 7 Bankruptcies (click here to read about what a Chapter 7 Bankruptcy is).  The fees are largely dependent upon two questions.  First, are you filing by yourself or with a spouse? Second, what is your income? The Attorney Fee [...]

bankruptcy & Divorce

Divorce and Bankruptcy

If you are going through a divorce, it is important for you to seek out legal advice from a Colorado bankruptcy attorney. The timing of the bankruptcy and divorce must be strategized. There are times where a divorce should be completed before the bankruptcy is filed. Other times, it is imperative that the bankruptcy is [...]

Wage Garnishments & Bank Levies

Wage Garnishments & Bank Levies

When a creditor sues you, it “serves” you with a civil complaint which seeks a judgment against you.  When that creditor wins, it receives a money judgment against you from the court.  That’s basically a peice of paper that says you owe the creditor money.  What can the creditor do with that peice of paper?  It can, [...]

What Debts Do I Still Owe?

What Debts Do I Still Owe? – Wagner Law Office

All debts must be disclosed and included in the bankruptcy filing. Generally, you are able to retain your home and your vehicle after the bankruptcy. That is usually between you and the creditor. There are not many debts excluded from discharge in the bankruptcy but there are exceptions. Examples include child support and spousal maintenance [...]

What’s An Automatic Stay?

What’s An Automatic Stay? – Wagner Law Office

When every debtor files a Chapter 7 or Chapter 13 Bankruptcy, a court order enters automatically which requires all creditors to cease their collection efforts against the debtor. What does that mean? It means that the foreclosure must be stopped. It means that the wage garnishment must be released. It means that the phone calls [...]

home forclosure - bankruptcy

Foreclosure – Wagner Law Office PC

The foreclosure of a debtor’s family home is one of the main reasons a bankruptcy is filed. Keeping the home is usually a priority for the debtor and the filing of a bankruptcy can provide the debtor with leverage he did not possess prior to the filing. In other words, a debtor may be more [...]